Loan Officer
| Median wage (USD) | 76690 |
|---|---|
| Projected employment growth (%) | 1 |
| AI exposure (%) | 65 |
| Maximum exposure (%) | 95 |
| Source | eloundou |
| What AI changes in this occupation | Credit file analysis, payment calculations and file updates are automated Initial application screening and document checks are AI-assisted Borrower interviews, product explanations and the final decision remain the core of the job |
| Key skills | Credit analysis · mortgage compliance · client relationships |
| Courses to get ahead | Mortgage Advisor Training: Home Loan and Real Estate · Coursera · 5 sem. · 88 · You master origination end to end — interview, file packaging, compliance — instead of letting AI qualify the client on its own. Credit Risk Analysis and Underwriting · Coursera · 4 sem. · 86 · You analyze creditworthiness and check AI's conclusions before recommending or approving. Mortgage Loans, Property Law and Housing Finance · Coursera · 6 sem. · 84 · You secure the legal compliance of files that AI prepares and speeds up. Housing Finance and Property Valuation · Coursera · 10 sem. · 82 GenAI for Credit and Compliance · Coursera · 2 sem. · 80 Excel and Financial Modeling · Udemy · 4 sem. · 78 |
| Occupations to pivot toward | Personal Financial Advisor · 105070 · 1 · 67 Financial Analyst · 101350 · 6 · 50 Financial Manager · 161700 · 15 · 43 |
| Skills to acquire for the pivot | Data analysis: SQL, advanced Excel and automated credit scoring Oversight of generative AI tools: file summarization and compliance Broader advisory beyond mortgage credit |